Car Insurance in Huntington, New York
Looking for affordable car insurance in Huntington or Dix Hills? As your independent brokerage on Jericho Turnpike, we compare numerous top-rated carriers to find coverage and rates tailored to Long Island drivers.
💰 Competitive Rates
We shop across numerous carriers for car insurance in Huntington so you don’t have to.
🛡️ Full Protection
Liability, collision, comprehensive, and more — tailored to Long Island drivers.
⚡ Same-Day Coverage
Walk in, call, or start online. ID cards in minutes.
Your Local Independent Auto Insurance Agency in Huntington
Located on Jericho Turnpike in Huntington, we’re proud to be a top choice for car insurance in Huntington, serving Long Island drivers and families as their trusted brokerage. As an independent agency, we’re not tied to any single carrier, which means we always prioritize your interests when finding the right policy.
We search an extensive network of top-rated insurers to find coverage that fits your specific needs and budget. Our team of licensed agents handles everything on your behalf — from placing new policies and managing renewals to assisting with claims and policy changes.
Our Huntington office is easily accessible via the Long Island Expressway (Exit 49) and Northern State Parkway (Exit 42), with a free parking lot on site. We proudly serve drivers and homeowners across all of Suffolk County, Nassau County, and Long Island.
Car Insurance in Huntington — Coverage for Long Island Drivers
Liability Coverage
New York State requires minimum liability limits of 25/50/10 ($25,000 bodily injury per person, $50,000 per accident, and $10,000 property damage). This covers injuries or damage you cause to others. Given Long Island’s busy highways and local roads, we often recommend higher limits to protect your assets when selecting car insurance in Huntington.
Collision Coverage
Collision coverage pays to repair or replace your vehicle if you are involved in an accident with another car or object, regardless of who is at fault. This is essential for protecting your vehicle’s value on Long Island’s congested expressways and parkways.
Comprehensive Coverage
This covers damage to your car from non-collision events such as theft, vandalism, fire, falling objects, weather damage, or hitting an animal. Comprehensive coverage is a vital part of car insurance in Huntington, especially with seasonal nor’easters and coastal weather.
Uninsured & Underinsured Motorist
Required in New York, this coverage protects you and your passengers if you are injured in an accident caused by a driver who has no insurance or insufficient coverage to pay for your medical bills.
Personal Injury Protection (No-Fault)
New York is a No-Fault state, meaning your own policy pays for your medical treatment regardless of who caused the accident. The mandatory minimum PIP coverage is $50,000 per person.
Commercial Auto Insurance
If you use your vehicle for business deliveries, contracting work, or rideshare services, a personal policy may not cover you. We can help you find commercial auto insurance policies tailored to your specific business needs across Suffolk County.
Save on Car Insurance in Huntington
Long Island drivers often face higher premiums due to traffic volume and claim frequency on the LIE and Northern State. Working with an independent broker is one of the most effective ways to lower your costs, as we compare rates across numerous top-rated carriers to find the best value for your specific profile.
Ways We Help You Save
We actively look for every available discount to reduce your premium. Common savings opportunities include bundling your home and auto insurance, maintaining a clean driving record, insuring multiple vehicles on one policy, taking a defensive driving course, and adjusting your deductibles. By comparing options side-by-side, many of our Long Island clients secure better coverage at a more competitive rate. Call us today at (631) 646-9090 to start your free quote comparison.
Frequently Asked Questions
What is the minimum auto insurance required in New York?
New York requires 25/50/10 bodily injury and property damage liability, $50,000 in Personal Injury Protection (no-fault), and uninsured motorist coverage matching your liability limits.
Can I get auto insurance after a lapse in coverage in Huntington?
Yes. Whether your policy lapsed, was cancelled, or your license was suspended, we can help. In New York, you may need an FS-1 form (proof of financial responsibility) — we handle the paperwork and find carriers that work with drivers who have coverage gaps.
Do you offer same-day coverage?
Yes. Visit our Huntington office on Jericho Turnpike, call, or start online — we can bind coverage and issue ID cards the same day in most cases.
How do I get a free quote?
Call us at (631) 646-9090, visit our office at 1730 E Jericho Tpke, Huntington, NY 11743, or request a quote online. There’s no cost and no obligation.
Serving Huntington, Dix Hills & All of Long Island
From our office on Jericho Turnpike, we provide affordable car insurance in Huntington and proudly serve drivers and families across Huntington, Dix Hills, Melville, Commack, Northport, East Northport, Greenlawn, Huntington Station, Cold Spring Harbor, Centerport, Elwood, South Huntington, Wheatley Heights, Deer Park, Babylon, Lindenhurst, West Islip, and Bay Shore.
We also serve customers across Nassau County, Brooklyn, the Bronx, and all of New York City from our convenient Huntington and Queens office locations.
Visit Our Huntington Office
K&N Insurance Brokerage
1730 E Jericho Tpke, Huntington, NY 11743
Local: (631) 646-9090
Toll-Free: (833) 840-8500
Email: [email protected]
Hours: Mon–Fri 9:00 AM – 5:00 PM | Sat 10:00 AM – 4:00 PM
Directions: Located on E Jericho Tpke (Route 25). Accessible via LIE Exit 49 or Northern State Pkwy Exit 42. Huntington LIRR station is a 10-minute drive.
Parking: Free parking lot on premises.