Insurance Broker in Queens, NY

Why Queens Drivers Need an Independent Insurance Broker

Queens is one of the most expensive places in America to insure a car. According to insurance industry data, full-coverage auto insurance in Queens ZIP codes averages $4,000-$5,500 per year — nearly double the national average of $2,000-$2,300. The combination of extreme traffic density, high vehicle theft rates, mandatory no-fault PIP coverage, and a significant uninsured driver population pushes premiums higher than almost anywhere else in the country.

That’s exactly why an independent broker matters here more than anywhere else. A captive agent at State Farm or Allstate shows you one price — their company’s price. We show you the entire market. When rates vary by 30-50% between carriers for the same driver in the same ZIP code, that comparison can save you $500-$1,500 per year.

As Nour Fahmy, founder of K&N Insurance Brokerage, puts it: “I opened this office in Hollis because Queens needed a broker who actually lives and works here — who understands what it means to drive on Queens Boulevard every day, to park on the street in Jamaica, to commute through the Van Wyck. The national comparison websites don’t know Queens. We do.”

Queens Neighborhoods We Serve

Our office at 182-03 Jamaica Ave in Hollis is centrally located — most Queens neighborhoods are within 15-20 minutes. We serve every community in the borough:

We also serve Elmont, Floral Park, and other Nassau County communities near the Queens border from this office.

Frequently Asked Questions — Insurance Broker Queens

Where is K&N Insurance Brokerage in Queens?

182-03 Jamaica Ave, Hollis, NY 11423 — right on Jamaica Avenue near the intersection with 182nd Street. Free street parking available. Walk in Mon-Fri 9AM-5PM, Sat 10AM-5PM, or call (718) 739-9090 anytime during business hours.

How much does it cost to use an insurance broker in Queens?

Nothing — $0. K&N is paid a commission by the insurance carrier you choose, not by you. The policy price is the same whether you buy through us or go directly to the carrier. You get market-wide comparison at no extra cost.

Do you offer insurance in Spanish?

Sí — nuestro equipo habla español, inglés, árabe, francés y ruso. Queens is the most ethnically diverse county in the United States, and we serve it in 5 languages. Llámanos al (718) 739-9090.

What’s the difference between a broker and an agent in NY?

A broker represents you and shops multiple carriers. An agent represents one carrier and can only show you that company’s price. Both are licensed by the NY DFS, but their loyalties differ. Read our full comparison.

Can you help with commercial insurance in Queens?

Yes — we insure restaurants on Roosevelt Avenue, delivery fleets, food trucks, contractors, car services, and businesses of all sizes across Queens. Learn about commercial auto or call us directly.

How do I switch my insurance to K&N?

Call us or walk in. We pull your current coverage details (you can bring your declarations page or we’ll request it), run quotes across multiple carriers, and show you your best options. If you find a better deal, we handle the switch — including making sure there’s no gap in coverage. The whole process takes about 15-20 minutes.

Do you handle claims for me?

We help you file and advocate on your behalf. If a carrier gives you a low settlement offer, we negotiate or help you appeal. If they deny a claim unfairly, we escalate — including filing complaints with the NY Department of Financial Services if necessary. Learn why claims get denied.

Is K&N licensed in New York?

Yes. K&N Insurance Brokerage has been fully licensed by the NY Department of Financial Services since 2018, with 659 five-star reviews across our Queens and Huntington offices at a 4.9-4.9 stars rating.

What Our Queens Clients Say

4.9 ★★★★★
659 five-star reviews — Queens office

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