16, May 2022

What You Need To Know About Cosmetic Damage On A Car

As a vehicle owner, one of the last things you want is for any damage to happen to your car. Unfortunately, we don’t always get what we want, any damages can occur regardless of whose fault it was. When you first identify any damage being done to your car, it is imperative to find out the extent of the damage and evaluate whether the car is still safe for driving. Be sure to check every nook and cranny since extensive damages can also occur beneath the hood and frame. In the best-case scenario, the damage to your car is only cosmetic. Cosmetic damages refer to automotive damage that essentially does not affect the operation of the vehicle. Read on to learn more about cosmetic damage on a car and what to do if you experience one.

what-you-need-to-know-about-cosmetic-damage-on-a-car

Cosmetic Damage

Cosmetic damage is visible and impacts the visuals of the car, but doesn’t impede vehicle performance. As such, cosmetic damage is usually more affordable and easier to fix as compared to extensive damage. Ultimately, the cost of the damage will also depend on the make and model of your vehicle as well as the type of work required to repair them.

Some examples of cosmetic damage on a vehicle include a dented or scratched bumper, scratches on vehicle paint, chips on the exterior, as well as chipped windshields. Since these don’t have much impact on your vehicle, it isn’t necessary to arrange for repairs immediately. As such, you may want to put off the service as you save up for it. However, if you have an auto insurance policy, you may be able to claim for the fees of repair. In most insurance policies, cosmetic damage should be covered, with the exception depending on how the accident occurred.

If you’re looking for comprehensive auto insurance policies that cover cosmetic damage, then we highly recommend K&N Insurance Brokerage. K&N Insurance Brokerage offers a wide range of auto insurance policies that cater to every driver, ensuring that you have all of your coverage needs. Get a quote from us today in just a matter of minutes!

Costs of Fixing Dents & Scratches

Thankfully, even if you don’t already have an existing auto insurance policy that covers cosmetic damage, they are usually affordable. Depending on the make and model of your car, a chipped windshield can cost only around $50 to repair while broken windshields may set you back roughly $900 for a replacement.

Paint damage, scratches, and chips are also usually inexpensive to repair. As such, there usually isn’t too much to worry about if your vehicle suffers cosmetic damage. Cosmetic damage occurs easily, so you shouldn’t fret too much about it. After all, the important thing is to know what steps to take to protect yourself and your vehicle moving forward. If you don’t already have comprehensive car insurance that covers cosmetic damage, it might be time to consider acquiring one!