Depending on what state you’re in, car insurance coverage requirements and rules can vary. What doesn’t vary all that much, however, is this: Consumers want to get the coverage they are required to have, by law (some like to have even more insurance than what’s required), but at as affordable a rate as possible.
When it comes to NY auto insurance rates, consumers should shop around, inquire about discounts, and look at the state insurance commission’s established rules. For example, in some states, discounts might be offered for multiple cars, good driver status, airbags, etc.
Auto Insurance in New York
In New York, uninsured motorist insurance, liability auto insurance, and no-fault car insurance are required. If you have the following safety features on your automobile, insurance companies are required by New York to offer a discount:
- Antilock braking system and/or automatic airbags
- Automatic seatbelts
- Daytime running lights
Car Insurance Costs – How to Reduce Them
The following are ways in which you may be able to reduce the cost of auto insurance:
- Increase your deductible
- Have extra safety features installed
- Have a good credit score
- Insurance policy bundling
- Carefully choose your car
- Check for a sign-up discount or a renewal discount
- Be the safest driver you can be
Comparing Insurance Policies and Costs
Granted, it’s far easier to have a company like K&N Brokerage do all your policy and cost comparisons, but if you’re interested as to who offers some of the most affordable auto insurance rates in New York, the following have been mentioned by a number of car owners (from most expensive to least expensive – but all are reportedly the most affordable):
- Utica Group
- Geico
- Sterling Insurance
- Progressive
- Main Street America
In general, numerous factors can affect the cost of an insurance policy including marital status, age, and more. If, during your quote from K&N Brokerage, you do not see the above-listed insurance companies, it’s probably because cheaper rates have been discovered that fit your needs more precisely. That’s what we do, after all, we find insurance policies to suit the needs of our consumers at the most affordable prices.
Get the Best Rate for New York Auto Insurance Coverage
At K&N Brokerage, we take the time to get to know you and learn about your needs. Our caring insurance brokers will show you the best way to protect your loved ones, and yourself. At a price you can afford, we help you get the coverage you need.
We offer the following:
- Umbrella insurance
- Condo insurance
- Renters
- RV
- Boat
- and motorcycle insurance as well as home and auto insurance
On our website, what you see is what you get. So you can enjoy significant savings, we’ll search for the best deals on affordable insurance coverage. Remember, K&N Brokerage has your best interests at heart.
If you’d like to join the thousands who have already shopped and customized their insurance through our helpful customer service representatives, contact us today. We take whatever time is needed with each client to answer any questions and explain our insurance brokerage system. Compare all prices in one place.
Click here to fill out a few quick pieces of information for a quote.
