Insurance Broker in Huntington, NY

K&N Insurance Brokerage is an independent broker right on Jericho Turnpike in Huntington — serving all of Long Island with car, home, commercial, and specialty insurance. We compare rates across multiple carriers to find you the best deal. 206 five-star reviews with a perfect 5 stars rating. Walk in or call — your broker is local.

Learn more: Insurance Broker in New York — Independent, Local, Trusted

206 five-star reviews, 5 stars

Perfect five-star rating on Google — one of the highest-rated insurance brokerages in all of Suffolk County.

Independent — We Work for You

We compare rates across multiple carriers. A captive agent at one company can only show you their price — we show you the whole market.

Right on Jericho Turnpike

1730 E Jericho Tpke, Huntington. Free parking. Mon-Fri 9-5, Sat 10-5. Or call — we handle everything by phone too.

Why Huntington Drivers Choose an Independent Broker

Long Island insurance rates are lower than NYC — but they’re still among the highest in the state. According to insurance industry data, full-coverage car insurance in Suffolk County averages $2,200-$3,800 per year, and homeowners insurance averages $1,800-$3,200 depending on proximity to the coast. These numbers add up fast when you’re insuring a family with two cars and a home.

An independent broker matters here because carrier pricing varies dramatically across Long Island ZIP codes. The same driver in Huntington Station pays a different rate than the same driver in Cold Spring Harbor — and different carriers win in different ZIP codes. According to J.D. Power, drivers who compare quotes from 3+ carriers save an average of $416/year. We do that comparison for you, automatically, at no cost.

As Nour Fahmy, founder of K&N Insurance Brokerage, explains: “We opened in Huntington because Long Island deserved a broker who actually competes for your business — not one who just renews your policy every year and hopes you don’t notice the rate creep. Every renewal, we re-shop. That’s the difference.”

Insurance Risks Specific to Huntington and Long Island

A good broker doesn’t just find cheap rates — they make sure your coverage matches your actual risks. Huntington and Long Island have specific exposure that generic national websites don’t address:

Deer Collisions on the Northern State and 25A

Suffolk County averages over 3,000 deer-vehicle collisions per year, according to the NY Department of Environmental Conservation. The Northern State Parkway, Route 25A through Cold Spring Harbor, and the wooded roads around Dix Hills and Lloyd Harbor are hotspots. Comprehensive coverage with the right deductible is essential — not optional — for Huntington-area drivers.

Coastal Weather and Flooding

Huntington’s proximity to Long Island Sound and Northport Harbor means exposure to nor’easters, storm surge, and flooding. Standard homeowners insurance does NOT cover flood damage — that requires a separate flood policy. According to FEMA, 25% of flood claims come from properties outside designated flood zones. If your home is within a few miles of the coast, ask your broker about flood coverage.

Commuter Mileage

Many Huntington residents commute to Manhattan or Nassau County daily — via the LIRR or by car on the LIE, Northern State, or Route 110. Higher annual mileage increases your risk profile and premium. But it also qualifies you for commuter discounts if you take the LIRR instead of driving. A broker finds these savings; a captive agent may not mention them.

High Vehicle and Property Values

Huntington’s median home value and vehicle values are above the Suffolk County average. Higher values mean higher replacement costs and higher premiums for collision, comprehensive, and homeowners coverage. Proper coverage limits — not just minimums — protect your investment.

What We Insure in Huntington

Long Island Communities We Serve

Our Huntington office serves all of Suffolk and Nassau County. We’re centrally located on Jericho Turnpike — most Long Island communities are within 20-30 minutes:

Suffolk County

  • Huntington
  • Huntington Station
  • Cold Spring Harbor
  • Commack
  • Northport
  • East Northport
  • Dix Hills
  • Melville
  • Smithtown
  • Hauppauge
  • Babylon
  • Lindenhurst
  • Deer Park
  • Bay Shore

Nassau County

  • Elmont
  • Floral Park
  • Garden City
  • Mineola
  • Hempstead
  • Levittown
  • Hicksville
  • Syosset
  • Plainview
  • Massapequa

We also serve all of Queens and NYC from our Queens office on Jamaica Ave, plus Westchester County and New Jersey.

What Sets K&N Apart in Huntington

Huntington has insurance agencies that have been here for decades. Here’s why K&N has built a 5.0-star reputation in a market with established players:

  • 206 five-star reviews at 5 stars — not a single review below 5 stars. This isn’t an accident. It reflects how we treat every client.
  • We re-shop at every renewal — most agencies just send you the renewal notice. We run quotes across the market every 6-12 months to make sure you’re still getting the best rate.
  • 5 languages spoken — Huntington’s growing diversity deserves a broker that can serve everyone. English, Spanish, Arabic, French, Russian.
  • Saturday hours — open 10-5 on Saturdays when many agencies are closed. Because buying insurance shouldn’t require taking time off work.
  • Full product range — auto, home, commercial, specialty. One broker handles everything instead of managing 3-4 separate relationships.

Frequently Asked Questions — Insurance Broker Huntington

Where is K&N Insurance in Huntington?

1730 E Jericho Tpke, Huntington, NY 11743 — on Jericho Turnpike near the intersection with Elwood Road. Free parking available. Walk in Mon-Fri 9AM-5PM, Sat 10AM-5PM, or call (631) 646-9090.

Is K&N cheaper than other brokers in Huntington?

We don’t set the prices — insurance carriers do. What we do is compare rates across multiple carriers to find the lowest price for your specific profile. Since a captive agent only shows one company’s rate, we can almost always find a better deal by shopping the market. Consumers who use independent brokers save an average of 12% according to the IIABA.

Do I need a broker or can I just buy insurance online?

You can buy direct, but you’ll only see one company’s price. A broker compares the entire market at no extra cost — we’re paid by the carrier, not you. Plus, when you need to file a claim, you have a real person advocating for you instead of a call center. Read our full comparison.

Can you insure my boat in Huntington Harbor?

Yes — we insure boats across Long Island including Huntington Harbor, Northport, Cold Spring Harbor, and beyond. Learn about boat insurance or call us for a quote.

Do you handle homeowners insurance on Long Island?

Yes — including coastal properties, co-ops, condos, and multi-family. We also help with flood insurance for properties near the Sound. Learn about home insurance.

What languages do you speak?

English, Spanish, Arabic, French, and Russian — at both our Huntington and Queens offices.

How fast can I get coverage?

Same day in most cases. Call or walk in, we run quotes, you choose, and we bind coverage — often within an hour. No waiting days for paperwork.

Is K&N licensed in New York?

Yes. Fully licensed by the NY Department of Financial Services since 2018. 780+ combined Google reviews at 4.9-5 stars across both offices.

What Our Huntington Clients Say

Google Reviews
5.0 ★★★★★
206 five-star reviews — perfect rating

Your insurance broker on Jericho Turnpike.

Walk in, call, or start online. Free quote, no obligation, about 5 minutes. We speak 5 languages.

(631) 646-9090

Visit Our Huntington Office

K&N Insurance Brokerage
1730 E Jericho Tpke, Huntington, NY 11743

Phone: (631) 646-9090
Toll-free: (833) 840-8500
Email: [email protected]

Hours: Mon-Fri 9 AM-5 PM | Sat 10 AM-5 PM | Sun Closed

K&N Insurance Brokerage is licensed by the NY Department of Financial Services. Insurance products and pricing vary by carrier.